Personal Finance

The Personal Finance course teaches students individual financial management principles from a biblical worldview. They are equipped with the skills and practices they need to be confident, lifelong stewards of their finances.

Overview

Course Description

This course focuses on the importance of managing personal finances. Students learn how to create a budget, plan for the present and the future, compare investment options, and file taxes. They present an individualized financial portfolio as their final project of the semester, which includes education, career, housing, and investment choices. These practical life skills equip students for independence as they approach adulthood.

If you’re looking for a course that also includes basic accounting principles and practices, consider taking our yearlong Personal Finance & Accounting course.

Prerequisites

Students should have completed Algebra 1 or an equivalent course, and be able to read at a 10th grade level. We also recommend they have some experience using Microsoft Excel.

Students Will Learn

How to become strongly competent in financial literacy

How to assess the value, features, and planning processes associated with saving, investing, and asset building to achieve long-term financial security

How to make informed and responsible decisions about incurring and repaying debt to remain creditworthy and financially secure

How to understand the biblical views of spending, saving, and investment

How to demonstrate financial responsibility and achieve financial goals for a lifetime of financial health

Live Class Sections

Only open sections are posted below. Sign up for one of the available class sections. All sections cover the same material, so pick the time that best fits your schedule. Don't worry if none of the live times work for you! You can still register for a section and watch the recordings of the live classes at your convenience.

Personal Finance is a semester-long course. Registration for the Fall term opens in late February.

Spring 2027

Jan 11, 2027 - May 8, 2027

Available Seats

Section Teacher

Mon1:00 p.m. ET

19 seats open

Robert Smith

What to Expect Weekly

We estimate that the course workload will take 5–7 hours per week. During a typical week, students complete the following coursework:

60 minutes of live class instruction
Video lecture (10–20 minutes)
1 chapter textbook reading (30 pages per chapter)
1 chapter non-textbook reading (20 pages per chapter)
Discussion forum (one post and one reply)
Homework Assignment
Quiz

Throughout the semester, students complete one project, various homework assignments, and quizzes.

Course Materials

Books & materials are finalized before registration opens. In rare situations, however, they may change due to external circumstances.

Dave Ramsey’s Complete Guide to Money (2011)

by Ramsey, Dave

ISBN: 978-1937077204

Personal Finance

by Kapoor, Jack

ISBN: Hardcover 978-1260013993 Paperback 978-1260569933 Loose Leaf 978-1260799781

More Details

Please purchase either the 13th or 14th edition to use for this course. The ISBN numbers above are for the 13th edition.

Microsoft Office or equivalent

More Details

For this course, students will work frequently with spreadsheets. They need access to a word processor that can open and edit Microsoft Office products (Word, Excel, Powerpoint, etc.). No specific program is required.

Master Teacher

Jessica Hines

BS, Arizona State University

Jessica Hines has her bachelor’s degree in Dietetics from Arizona State University. Her decades long teaching career includes many years of private tutoring as well as teaching local homeschool classes, including high school chemistry and biology labs, high ... View full bio »

Before taking this course

While not a prerequisite, successful completion of this course (or an equivalent course) is encouraged. This ensures your child is prepared to engage with the course material at a deeper level.